Skip to main content
Elite Insurance Agency
Best of Boulder County Award

Restaurant Insurance

You’ve built something special—your own restaurant.

It’s exciting, fast-paced, and always changing. Between customers, staff, vendors, and daily operations, there’s already enough on your plate.

That’s where we come in.

Having the right insurance —and the right insurance broker—can check off one big task on your to-do list. We make protecting your restaurant simple with insurance packages designed specifically for today’s restaurant.

As your restaurant grows and changes your insurance needs change too. That’s why we don’t set it and forget it. We check in with you every year to review your coverages, catch any updates you might have missed, and make sure you’re still getting the right protection at the best possible value.

Proper coverage may include:

  • General Liability – Covers a wide range of risks, from customer slip-and-fall accidents to burglary, theft, water or sewer backup, income interruption, and many other unexpected hazards.
  • Product Liability – Protects your business in the event of foodborne illness or undisclosed food allergens.
  • Spoilage Coverage – Ever experience a prolonged power outage that caused food to spoil? This coverage helps protect you from those losses.
  • Liquor Liability – If you serve alcohol, this coverage is essential to protect your business from alcohol-related claims.
  • Workers’ Compensation – Your staff works hard for you. This State-required coverage ensures they’re protected if they experience a job-related injury or illness.
  • Employment Practices Liability Insurance (EPLI) – An important safeguard for management against employee claims such as harassment, wrongful termination, or wage disputes.
  • Cyber Liability / Data Breach Coverage – Provides protection if your business is broken into digitally, including forensic support, analytics, communication services, and more.
  • Commercial Auto Insurance – If your business owns vehicles or offers delivery services, commercial auto coverage is a must.

We can customize a package with all—or just some—of these coverages based on your current needs and help you grow into additional protection as you grow. Bundling coverage can also save you money, leaving more to reinvest in your restaurant.

Make certain your restaurant isn’t vulnerable due to gaps in coverage. Call us today at 720-335-6872. We’ll review and evaluate the details of your restaurant, search insurance companies, and provide you with an economic yet comprehensive package that won’t leave you hungering for more.

USLI Logo
Travelers Logo
State Auto Logo
Safeco Logo
Progressive Logo
Philadelphia Insurance Logo
Nationwide Logo
Markel Insurance Logo
Liberty Mutual Logo
The Hartford Logo
American Modern Logo
Foremost Insurance Logo
MetLife Insurance Logo
Personal Umbrella Insurance Logo
Bristol West Insurance Group Logo
Amwins Insurance Logo
Aegis Logo
Allstate logo
Encompass logo
ASI Logo
Allied Insurance Logo
Geico

The Difference is Our Attention To Detail

94%

Our clients are satisfied and come back year after year. In fact we have over a 94% renewal rate

A+

We only utilize reputable insurance companies that have an 'A' or higher rating from A.M. Best

3048

Since our opening in November 2013 we have written over 3,000 policies & helped over 1,500 families

Lafayette | Erie | Louisville | Boulder  | Superior  | Broomfield | Longmont  | Niwot