Everyone lives in some kind of flood zone. Floods can be caused by storms, melting snow, hurricanes, overloaded drainage system and even broken water mains. Flood damage is not covered under the general home insurance policy. Flooding is the #1 natural disaster in the United States and many claims come from homes not even in high risk flood zones. Only 2 inches of water in your home can cause over $20,000 in damage. The flooding from September 2013 proves that flooding can happen in Colorado in large scale to the pooled water from a smaller rainstorm that leaks into basements. Flooding happens.
Rocky Mountain Insurance Center partners with FEMA to write flood insurance and can help you protect your home/condo/townhome from the ravages of flooding.