With all our heavy, wet spring storms, now is the time to get that quote for flood insurance. Even if your home is not in a typical flood plain, experts are warning all Colorado residents about the potential for catastrophic flooding this spring. Higher snow-pack, rainy spring weather, and quickly warming temperatures could cause problems for areas that are not usually vulnerable to flooding.
Remember that flooding caused by Mother Nature is not covered under homeowners’ policies. In order to receive money for repairs, you must carry additional flood insurance, and the process takes 30 days to go in to effect.
Life Insurance 101
Life insurance is another consideration that many people put off, but one that can make or break your family. If you are on the fence about Life Insurance or think it is too much of a hassle, ask yourself these questions:
- Would I leave anyone in a financial bind (family, business partner, parents)?
- How will my spouse or children survive financially without me?
- If there are medical bills after I am gone, how will they be paid?
Check out the article below for helpful information on life insurance. Again, I encourage you to reach out to me with your questions and concerns. My job as your agent is to provide information and guidance to help you make the best decisions to protect your home and family. There are many options available, and you are sure to find one that fits your needs and budget. Give your family (and yourself) the financial peace of mind that comes with life insurance coverage. After all, they are your greatest asset.
Water is our most important resource!
In honor of Earth Day, Monday April 22nd, take a look at these Water-saving (and money-saving) spring planting tips from the Colorado State University Extension office.