Hailstorms in Colorado can pummel homes and cars with an icy fury. Having the right coverage is essential, in every climate!

Let’s get started with some basic information:

- Hail is formed when strong updrafts in thunderstorms carry drops of water to high altitudes where they freeze into ice.

- Hailstones can vary in size, with some reaching softball size or even larger, with the largest recorded weighing nearly 2 pounds!

- Hailstones often are made from layers that are formed as they cycle through updrafts and downdrafts within a storm.

- Hailstorms can cause considerable damage to crops, vehicles, buildings, and even infrastructure, including roof, windows, and siding.

- Hail damage is commonly covered by insurance policies, but coverage may vary depending on the policy and region. Be sure to review your coverages!

- Hail forms in a variety of shapes, from spherical, to oblong, and even irregular, depending on atmospheric conditions!

- Hail can occur in any season but is most prevalent during the spring and summer months, when thunderstorms are most frequent.

There are many other weather-related conditions that can cause devastating damage. Read on to learn about some of the other potential concerns when living in our beautiful state of Colorado!- High winds in Colorado storms can topple trees, damaging roofs, vehicles, power lines, etc. Not to mention propel debris, which poses a risk to property, as well as safety.

- Flash floods triggered by heavy rainfall can result in erosion, property damage, and road closures.

- Lightning strikes during storms in Colorado can ignite wildfires and pose risks to electrical systems and power lines!

- Snowstorms in Colorado often lead to power outages, transportation issues, even structural damage from heavy snow loads.

- Tornadoes, though less common in Colorado, do still occur. This causes severe damage to homes, buildings, and entire communities.

- Landslides and rockslides are potential hazards in mountainous regions of Colorado, particularly during periods of heavy rainfall or snowmelt.

- Avalanche risk increases during and after snowstorms, posing threats to homes, roads, and those ever-popular backcountry recreation areas in Colorado's mountainous terrain!

- Severe storms in Colorado can lead to property damage, injuries, and fatalities, emphasizing the importance of preparedness and safety measures.

Whether they bring hail, high winds, or heavy rainfall, storms can wreak havoc on property of all kinds. This can lead to costly repairs or even total loss, which is why insurance is here! To provide a financial safety net, offering peace of mind and security in the face of unpredictable natural disasters.

For homeowners and business owners alike, insurance coverage for storm damage can mean the difference between a safety net and financial devastation. Damage from hail, wind, or flooding can be extensive, requiring repairs to roofs, siding, windows, floors, foundations, etc. to homes, and damage inventory, equipment, and disrupt operations for businesses. Without adequate insurance coverage, the burden of these expenses falls solely on the property owner. With the right insurance policy in place, however, homeowners can navigate the aftermath of a storm with confidence, knowing that their insurer is with them every step of the way!

If you have any questions or would like to review your coverages, give us a call at 720.335.6872.